How Late Can You Cash A Check At Walmart? – How Much Does It cost?

By Phillip Adcock
Last updated: May 1, 2023
What Time Does Walmart Stop Cashing Checks

The Money Center is the feature of the retailer that is responsible for making loans, giving cash advances, and accepting deposits. It is a special service at the retailer because it is a feature that few other places have.

Because of that, you need to know about Walmart’s stop-cashing checks hours and how the service works. This article will detail the information and help you benefit from it.

What Time Does Walmart Stop Cashing Checks In 2024?

You can enter and cash checks in their Money Center before 8 pm on working days (including Saturdays) and before 6 pm on Sundays. However, in all cases, this kind of service is subject to certain restrictions, not exceeding five thousand dollars, for instance.

The Money Center’s Working Hours

You know you can get a wide variety of financial services at Money Center in your local stores, and many don’t even realize they also offer check-cashing. 

Open most working days from 6:00 to 23:00 (including Saturdays). On Sundays and holidays, select locations will open from 10:00 to 18:00. However, Walmart cashing checks hours can vary depending on different locations.

You can know if any specific location offers this service by visiting their website and reading the information in the “Detail” option.

What Checks Are Acceptable?

The Center can cash almost any seemingly money orders, including payroll, tax, insurance settlement, cashier’s checks, and MoneyGram.

However, one restriction is that they must not accept two-party personal and pre-printed types.

How Much Does It Cost?

When you cash a check at the Center, the fees for each transaction are subject to change depending on the value of the check being cashed. What’s great about the service is that it’s always reasonable. 

The highest fee a customer will ever have to pay is $4 for checks worth over one thousand dollars and $1 for under 1000 dollar-check!

As mentioned, the limit is set to $5,000 – that’s per transaction. Unless tax season is upon us (generally mid-February to the end of April), the limit increases to $7,500. 

However, different states have different limits, so check with your state’s regulator to see what applies in your specific case.

Takeaway Points To Note

What Checks Walmart

After digging into the details, here’s all you need to know the important information:

  • Walmart Money Center offers the service but not all stores have this place, so check before heading out!
  • 6 am to 11 pm every working day (including Saturdays), and 10 am to 6 pm every Sunday is the latest time you can cash a check at Walmart. They may choose to stop earlier, so don’t hesitate to contact your local store to confirm.
  • No check exceeds 5000$ (can vary depending on the state law)
  • Not all types of the check are eligible, especially two-party personal and pre-printed types
  • The service fee is usually no more than four dollars.

Final Thoughts

Their Money Center is one of the retailer’s extension services to their customers. With the appearance of this system, many customers’ financial needs have been supported. 

The next time you’re in Walmart, you can cash your check there and enjoy the savings. If you have any other questions about this topic, don’t hesitate to get in touch with us anytime!

If you would like to know more about Walmart, you can find our article on

* Disclaimer: We do not buy, sell or provide service, we only share with you our trusted sources, and experience. In case of any changes in the products or services of the companies, all the information below is supposed to change at any time.

Phillip Adcock is the founder and Managing Director of the research agency Shopping Behaviour Xplained (SBXL), a shopping research organization using psychological consumer insight to explain and help consumers answer their questions about stores and services.

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