Walmart cash back limit – What is Maximum amount?

By Phillip Adcock
Last updated: Jan 8, 2023
Walmart cash back limit

It is undeniable that getting cash back at a Walmart store is a quick and easy way to get cash without needing to go to a bank or an ATM. 

However, we need to know that Walmart’s checkout cash-back options have a limit. When you buy a single product, the cashback system allows you to withdraw money. But if you want to purchase many items simultaneously, you can not.

How Much Cash Back Can You Get At Walmart?

In fact, Walmart offers up to $100 in cashback on debit cards and self-checkout transactions. You can get cashback up to three times per day at Walmart. 

Furthermore, in terms of cashback denominations, the store has several selections, which are $20, $40, $60, $80, and $100. Thus, you can choose freely from these options to get back cash at checkout.

To explain more about this part, when you apply this function, all you have to do is pay for a single item. This implies you may pay one cent for something and get up to $100 back in cash. 

Bonus information for you is that the money you receive does not come from Walmart stores but your card. The only minimum amount to pay is the cost of the item itself.

Is There A Cash Back Limit At Walmart?

Yes, there is a maximum amount of cashback you may get per purchase. In detail, the maximum cask back at Walmart is $100 on debit cards. Or, if you want to get cashback using a personal check, you can only receive the maximum $20 limit.

In addition to this, we need to consider that if you need more than $100 from Walmart, what would you do? If so, you have to consider making separate transactions and asking for cashback each time. If you do this, you may have to switch registers because each one has limited cash.

For instance, when you need to obtain $300 cash back, you may go to the cash register, make a purchase, receive your $100 cashback, and return to make another purchase to get your additional $100 cashback. With the last $100, you keep on doing the same. 

Each register has limited cash, so if you fall out that way, you have to utilize three registers in three different Walmart stores to receive cash.

Does Walmart Charge Fees For Cash Back? 

For withdrawing cash when making the payment, Walmart does not charge a fee. They only charge what you buy to get the cash.  For example, suppose you paid for $10 worth of things with a $50 bill, the cashier would give you $40 back in change without charging any fees.

Using cards at checkout is acceptable. This way of withdrawing money is quite effective as it saves time and the store charges no fee!

Walmart Charge Fees For Cash Back

When Can You Get Cash Back At Walmart?

In general, most Walmart sites are open 24 hours a day, seven days a week. Therefore, you may receive cash back at any time.

However, some stores usually have operating hours ranging from 6 a.m. to 11 p.m because they are up to your local stores’ location.

If you want to find out your local Walmart or to know if it is open or not, let’s enter your zip code into the store locator. With some simple steps, you can easily get back your money and won’t be afraid of wasting your time if Walmart is closed when you get there.

How Do You Get Cash Back At Walmart?

Getting back your cask is not complicated and just takes several steps with ease. Nevertheless, each type of card you use requires different methods. Follow the methods below.

Get Cash Back At Walmart

Using Debit Card 

One of the most frequent and reliable methods to get cashback at Walmart is to pay using a debit card. We will give you some suggestions as follows:

  • To check out, proceed to the register and ring up your item as usual.
  • Select Debit Card – your payment option – when requested, enter your debit card into the card machine.
  • Select Yes and enter the desired amount when the machine asks if you want to get back your money.
  • Enter your PIN to confirm your transaction. If the machine does not ask if you want cashback, ask the cashier before entering your PIN if you can obtain cashback.
  • Once the process is completed, you will see that the decreased amount from your account equals the sum of your purchase and your cashback amount.
  • Then, the cashier will give you your receipt and your cash.

Using Credit Card

Unlike a debit card, when purchasing with a credit card, there is no cashback. That is because if you do this way to get cashback, the transaction frequently seems like a cash advance. In other words, using a credit card will charge an extra fee and the interest plus your card. 

You can use Discover Card instead of paying with a credit card. Ideally, there is no fee for this method.

Using Personal Check

Personal checks are also a method of payment at Walmart. Follow these procedures to receive money back when you pay using it:

  • Check out as usual at the cash register.
  • In time-paying, ask the cashier whether you may pay with a personal check. You must present a government-issued, ID copied version.
  • Make your purchase and your cashback when you check out. Show your ID and give your cheque to the cashier.
  • To prevent cheating, the cashiers will scan your check through a check verification service. They will give you your receipt and cash back if the system does not reject your check.

Bottom Line

From this article, you have certainly had enough information. You also know more if Walmart allows customers to get cash back at checkout, the limit of cashback, and how to receive cashback by using types of payments.

Do you have any more comments to share on the content given? Please leave it in the comment section.

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* Disclaimer: We do not buy, sell or provide service, we only share with you our trusted sources, and experience. In case of any changes in the products or services of the companies, all the information below is supposed to change at any time.

Phillip Adcock is the founder and Managing Director of the research agency Shopping Behaviour Xplained (SBXL), a shopping research organization using psychological consumer insight to explain and help consumers answer their questions about stores and services.

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