Does Target Take Afterpay in 2024 – Here’s The Answer

By Phillip Adcock
Last updated: Dec 7, 2023
Does Target Take Afterpay

Afterpay is one of the most popular payment ways at checkout, so it’s no wonder that many Target customers want to utilize it. When it comes to this problem, the common question is: “Does Target accept Afterpay?”. Luckily, this post will show you whether or not you may utilize this service at Target. Check out for more info!

Does Target Take Afterpay in 2024

Yes, Target does accept Afterpay. You can use Afterpay whether you buy on or in stores. All you need to do is log into your account and authorize payments through Afterpay before using this service in any Target store.

What Are The Benefits Of Paying With Afterpay At Target?

With Afterpay, you can purchase anything without paying the whole price ahead. When you don’t have enough money or are in financial trouble, the system allows you to acquire things. 

Best of all, there are no interest costs with this service. So, at least for daily transactions and lesser investments, Afterpay can be a terrific alternative to a credit card.

How To Use This Service To Shop At Target?

Fortunately, using Afterpay on Target’s website is a simple process. You can use your Afterpay card or the mobile app. If you have an Afterpay card, you can use it the same way as any other credit or debit card and pay as usual. There’s no need to log in or do anything else. If you’re using the app as a payment option, you’ll need to sign in or create an Afterpay account after selecting Afterpay.

If you already have an Afterpay account, sign in to it on the app or at After you log in, you can complete the transaction. In case you use the Afterpay app for transactions, you need to create a new one. To do this, go to the Google Play Store for Android users and the App Store for iPhone users to download Afterpay’s mobile app. After you’ve downloaded the app, perform the following:

  • Open the app and enter your registration information to create your digital wallet.
  • To enter your card information, go to the Cards tab and follow the prompts.
  • Next, add a Postpaid Card.
  • Begin using your app throughout the checkout process.

You’re good to go once you’ve set up your account, but keep in mind that your total should not exceed $1000. Of course, Target will alert you if you need to set up an Afterpay account during the checkout process. To make the payment, simply follow Target’s instructions. 

When you start the checkout process with Target, Afterpay will appear as one of your payment options. If it isn’t listed or you can’t select it as an option, make sure your order total falls within the min-max range.

Afterpay Fees Policy

According to the Afterpay policy, you’ll be charged an upfront fee for the amount of your first payment (25 per cent of the total cost). After that, you’ll have to make a second payment in two weeks. This will happen three times until you have made all of your payments. You don’t have to worry if you miss the payment deadline as the app sends you reminders. 

Otherwise, you may also set up automated payments to avoid worrying about missing a payment.

Customers who make all payments on time will not be charged further fees beyond the original purchase price. If you pay late, you will be charged a $10 late payment fee, plus an extra $7 cost if your payment is more than seven days late. This prevents consumers from accumulating a debt burden over time.

Are There Afterpay Limits at Target?


Target, unfortunately, has a Postpaid restriction. There are restrictions on in-store and internet purchases in the United States, New Zealand, and Australia. Specifically, Target sets a minimum of $1 and a maximum of $1000 for Afterpay online purchases. For in-store postpaid purchases, you need to spend an amount between $100 and $1,000. Therefore, when you add items to your Target cart online, be careful not to surpass the limit. If you buy more than $1,000, you won’t be able to use Afterpay to pay for your purchases.

What Conditions For Using Afterpay at Target Stores?

To be eligible for Afterpay payments at Target stores or any other recognized store in the United States, you must be 18 years old or older, a legal resident of the United States, and have a legitimate credit or debit card. Besides, you must also have a physical or operational shipping address in the United States.

What Products At Target Can’t Be Used With Afterpay?

Unfortunately, for the following products, Target will not accept payment by Afterpay:

  • Allergies, colds, and digestion are all treated with this herb.
  • Muscle therapy
  • Products for personal hygiene

If you want to buy these things, you won’t be able to choose your payment method. Therefore, you’ll need to distinguish your eligible purchases from your ineligible items. To provide the greatest shopping experience, we suggest you should check the payment terms and conditions through Afterpay.


Overall, Afterpay is now accepted as a payment method in Target shops, allowing customers to ‘purchase now’ and ‘pay later’ in instalments. The use of Target’s Afterpay in stores differs based on where you are. You may now purchase at Target without carrying your wallet because Afterpay is available.

Related Target Source:

Related Afterpay Source:

* Disclaimer: We do not buy, sell or provide service, we only share with you our trusted sources, and experience. In case of any changes in the products or services of the companies, all the information below is supposed to change at any time.

Phillip Adcock is the founder and Managing Director of the research agency Shopping Behaviour Xplained (SBXL), a shopping research organization using psychological consumer insight to explain and help consumers answer their questions about stores and services.

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