Food List Of What You Can Get With OTC Card 2024 & Network Store List

By Phillip Adcock
Last updated: Dec 8, 2023
Food List Of What You Can Get With OTC Card

Just because you’re a senior citizen no longer entitled to full healthcare benefits doesn’t mean you have to go without essential medications or products. There are ways for you to save on certain medications and products by using an Over Counter Card. Once the card is activated with some money from your insurance carrier, you will be able to use it as a credit card at all Walmart stores in your area. 

What Is A OTC Card And Its Benefits?

When it comes to Medicare Plans, flexibility is vital, and if you want a plan that gives you alternatives other than prescription medication coverage and doesn’t want to go with the regular Medicare Plan for whatever reason, consider acquiring an OTC Card.

Your over-the-counter card will be a prepaid card tailored to your healthcare requirements that may be used at certain pharmacies and hospitals around the country, similar to a conventional Visa or MasterCard

This type of credit card is accepted at all Walmart outlets nationwide, and it does not require a good credit score to be approved.

What stores accept United Healthcare OTC cards?

The state and federal governments issue the OTC food benefit cards to ensure that the most nutritious foods are always available to people who need them. You can find fresh fruits and vegetables, milk, bread, and eggs among the covered items.

The following stores allow you to use OTC cards, including some of the biggest retailers in the country.

2Duane Reade
3Rite Aid
4Dollar General
5Family Dollar
OTC network store list

Aside from groceries, you may use them to buy non-prescription things such as vitamins, first aid kits, orthopedic braces, and other items for minor health issues at your local pharmacy. 

OTC denotes over-the-counter, and most of these products may also be obtained at your local grocers or retailers such as Walgreens or CVS.

Food List Of What You Can Get With OTC Card 2024

From the slick exteriors of Walmart pharmacies to their well-organized shelves, it is clear that tremendous care and concern are paid to the items as they are intended to be used. Walmart has evolved into a one-stop shop for all of your OTC requirements.

However, several things will not be accepted OTC, so remember to just choose from the categories of OTC card-eligible food items at Walmart listed below:

General Food

  • Breakfast Foods (Toaster Pastries, Cereal Bars, Granola)
  • Cereal (Hot and Cold), Pancakes, and Waffles
  • Dried Fruits, Fruit Snacks
  • Fruits and Vegetables, including Canned and Jarred
  • Nuts, Seeds & Trail Mix
  • Peanut Butter (and Other Nut Butters)
  • Rice, Whole Grains, Dry Pasta, Dry Beans
  • Salty Snacks, Crackers

Weight control/nutritional food

  • Diuretics
  • Weight Control Tablets, Caps, etc.
  • Weight Loss Cleansing and Detox
  • Food Scales

Weight management & nutritional foods

  • Sugar and Salt Substitutes
  • Weight Management Foods,
  • Liquids, and Powders
  • Weight Management Bars
  • Nutritional Liquids
  • Nutritional Powders
  • Nutritional Bars
  • Sport and Energy Liquids, Powders,
    and Bars

Non-perishable food

  • Baking/Cooking Supplies (Baking
    Powder, Yeast, etc.)
  • Condiments, Sauces, Dips,
    and Salad Dressing
  • Flours, Cornmeal, Nut and
  • Seed Flours, Bread/Biscuit Mixes
  • Jams, Jellies
  • Prepared Food (Canned Stews)
  • Puddings and Gelatins
  • Soup
  • Sugar – White, Brown, and Powdered

Perishable food

  • Bakery (Pies, Cakes, Muffins)
  • Bread, Rolls, and Tortillas
  • Dairy (Milk, Cheese, Butter, Sour
  • Ready-to-Eat Soups, Meals, Sandwiches
  • Whole Eggs and Egg Substitutes
  • Yogurt
  • Meats – Poultry, Ground Beef, Beef

Food list that you CAN NOT buy with your Healthfirst OTC/Grocery card

  • Cake/Cookie Mixes
  • Frosting/Chocolate Chip
  • Marshmallows
  • Decorations
  • Frozen Food (Desserts/Sweets)
  • Snacks and Desserts (Cookies)

How Can You Use All Your OTC Advantages At Walmart?

Let’s look at how you will use each OTC benefit in these different online & offline platforms.


Never again will you miss out on discounts and special promotions! As an OTC cardholder, you are instantly eligible for exclusive offers and sales promotions at any participating retail location.

However, Walmart’s customer support department warns that OTC cardholders may face additional restrictions. In-store transactions will need you to use your program number or mobile ID in addition to the store-issued card.

Website and App

Using your OTC card isn’t limited to in-store transactions. Walmart’s website and mobile app use the same mechanism. 

However, there is a catch: you must first create an online account with Walmart. Simply go to and join up using one of the choices available on that page. After you’ve registered and activated your account, you can start shopping by adding goods to your basket and checking out.

Fill out all of your information as normal if you’re doing it through the website (which will include entering either your credit card number or gift card code if you have any in your Walmart Rewards OTC account).

Finally, when you reach the ‘checkout’ page on, you will see the “Gift Card” section. Now, all you need to do is to enter your OTC number there; and check out!

By Phone

You can contact Walmart using the phone number, which you can find by flipping to the back of your OTC card. Name the item you wish to purchase, and you’re done.

If you have any issues regarding your order or card, don’t hesitate to contact me by phone number or chat. It simply takes a few seconds to see if your most recent purchase was eligible or to see your past transaction history.

How Do I Find OTC Eligible Products At Walmart?

It might not be easy to locate what you’re searching for if you don’t know where to look. However, on the Walmart Trusted Health Items website, a list of prepared products could be simply searched by category. In a nutshell, it makes shopping for your desired goods a lot easier and more convenient.

If you’re an aged adult looking at Medicare choices, be sure you click on the link for your area at the top of the page to view all of the details.

What Are the Advantages of Having a Walmart Prepaid Card?

When you have an OTC card at Walmart, you might get a range of perks. Just some of the extra rewards you’ll gain while shopping at Walmart include:

  • An OTC card from Walmart can not only save you money on domestic products, apparel, and food, but it can also provide additional benefits such as savings on healthcare items and treatments! These promos are valid for both online and in-store purchases.
  • The benefits of an OTC card are limited to a monthly grocery budget of up to $50.
  • PIN, fingerprint, and facial recognition are all cutting-edge solutions for protecting your personal information.


How can I get an OTC card?

Activating your new OTC card can be done in one of two ways: You can call 1-888-682-2400 or visit OTC’s official website.

What can I do with an OTC network card?

After being activated, the OTC Card functioned similarly to a prepaid credit card for purchases at participating retailers. There is no need for a PIN or signature for in-store purchases; swipe and pay in the checkout lines!

Can you buy meat with OTC card?

Yes, you can. In the Perishable food table we mentioned, you can buy meats – poultry, ground beef, and beef.

Does Medicare cover ensure?

When it comes to Medicare coverage for Ensure, the government generally deems it a supplement and, as a consequence, does not cover it. 

In Conclusion

With OTC cards, you can have a lot of benefits. Seniors can buy anything from aspirin to cold medication and even foot powder, allowing them to bypass the pharmacy line and save time during your hectic day.

You can make the most out of your OTC Card and get the most out of your food budget with this knowledge. So what are you waiting for? Start shopping now.

OTC Network card eligible items and Store List | OTC Network card Product List


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* Disclaimer: We do not buy, sell or provide service, we only share with you our trusted sources, and experience. In case of any changes in the products or services of the companies, all the information below is supposed to change at any time.

Phillip Adcock is the founder and Managing Director of the research agency Shopping Behaviour Xplained (SBXL), a shopping research organization using psychological consumer insight to explain and help consumers answer their questions about stores and services.

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