You might have had a situation where you were in Walmart and needed cash urgently but didn’t have a credit card. You then might have thought of asking Walmart to cash your check. Does Walmart cash handwritten checks? This blog will tell you if Walmart will cash your check and also if they have the authority to do it.
Does Walmart Cash Handwritten Checks 2022?
While many Walmart shops currently cash handwritten checks, new rules will be in place by 2022 to ensure that only properly printed checks are eligible for cash. Checks must have a variety of information, including the firm name, phone number/address, date issued, and, of course, the amount written out properly in both digits and alphabetically.
What Checks Does Walmart Accept?
Walmart welcomes checks from any bank, even pre-printed checks, as long as it follows the company’s rules. So, the next time you buy something at the store, remember to carry your checkbook.
Government, payroll, insurance, pre-printed, refund, income tax, and business checks are all accepted at Walmart.
However, they do not recognize two-party, third-party, or handwritten checks.
Where Can I Cash A Handwritten Payroll Check?
At some Walmart stores, handwritten cheques are not accepted. Many banks and retail outlets that have check-cashing firms on-site provide check-cashing services.
If you have an account in a bank, you should go to your local branch. They’ll take care of processing the check or depositing its amount directly into your bank account.
Instead, you might go to the check’s financial institution (which may also cash the check).
Here is a list of banks and credit unions that will cash a handwritten check. You can find them in the following locations:
- Chase Bank
- Chartway Federal Credit Union
- Bank of the West
- Bank of America
- First National Bank
- Regions Bank
- Navy Federal Credit Union
- PNC Bank
- Wells Fargo
To have your handwritten check cashed (for a charge), go to any of the following check cashing locations:
- ACE Cash Express
- Check Into Cash
- Money Mart
- Mr. Payroll
- United Check Cashing
- PLS Check Cashing
- Speedy Cash
First, it is best to call the store, bank, or credit union beforehand to find out what they charge per cashing a handwritten check. Banks and stores will likely require identification, while credit unions tend not to as much.
Are There Any Fees For Cashing A Handwritten Check?
It’s always best to talk with your bank directly, but most won’t charge a fee of less than $10 without some sort of an account. Many people like the service that this provides and consider it money well spent instead of having to pay a check-cashing service.
Several banks also impose a fee ranging from 1% to 3% of the check’s value.
The fees will vary depending on which business you patronize for those who need to cash checks. Fewer businesses cash checks for free compared to a decade ago.
This blog was written to provide you with the answer to the question, “Does Walmart cash handwritten checks?”. We have found that there is a lot of confusion about whether or not Walmart will cash handwritten checks, which is why we wrote this article to help clear up the confusion.
If you have any other questions or concerns about Walmart cash handwritten checks, please leave us a comment. Thank you for reading; we are always excited when one of our posts can provide useful information on a topic like this!